Alabama
Factoring Companies

Search Factoring Companies
The Southern Bank Company is a specialty lender in Birmingham, Alabama that provides invoice factoring and accounts receivable financing.
400 Office Park Drive, Birmingham, AL
205-983-6275
Trucking Partners Financial is a Birmingham, AL factoring company that specializes in freight factoring to carriers and owner-operators.
1718 2nd Ave NW, Cullman, AL
256-737-8788

Birmingham / Huntsville / Montgomery

Alabama factoring companies help businesses improve cash flow.
Alabama factoring companies help businesses improve cash flow.

Alabama's largest cities of Birmingham, Huntsville and Montgomery have an economy invested in aerospace, and various heavy industries, including automobile manufacturing, steel production and fabrication. Small businesses depend on revenues from customers that may hold cash payments up to 30 days or more. With the help of invoice factoring, these businesses improve their ability to grow and thrive successfully.

Birmingham is the largest industrialized city in Alabama and has a major distribution center for international trade and warehousing. The city's nearby waterways enables Birmingham to be a major shipper of general commodities. Birmingham has also experienced significant growth as a transportation hub because of its central southeast location, and the fact that it is served by numerous airlines, air cargo services, truck lines, railroads, and barge lines.

Working with an Alabama factoring company will help your small business improve its cash flow. Rather than sinking into debt and making loan payments, invoice factoring behaves just like a bank line of credit. But you'll get to enjoy the many benefits of receivables factoring that banks don't offer. You'll get cash flow, receivables management, credit services and a business partner to help you through the tough times.

Invoice Financing
Is Quick & Easy

1. Send your invoices to your factoring company.
2. Your factoring company buys your invoices and sends you 80% to 95% of the invoice amount within 24 to 48 hours.
3. Your factoring company collects the invoices from your customer and sends you the final payment.
Invoice financing is a quick and easy process.
Choosing a factoring company.

Choosing a
Factoring Company

Choose your factoring company by looking at factors such as industry, credit size, factoring rates, contract terms, location, and customer service.

Accounts Receivable Financing

Cash Flow Solution

Accounts receivable financing virtually eliminates your collection days and speeds up cash flow to operate your business.

Receivables Management

Your factoring company handles all the accounts receivable functions including collections, accounting and reporting.

Business Credit Services

Factoring companies analyze your customers' credit scores and monitor credit limits to protect you from bad debt losses.

No Loans or Debt

Accounts receivable financing doesn't involve risky loans or debt and doesn't require you to make loan repayments.

Quick and Easy

Invoice financing is available within 5 to 10 business days and doesn’t require historical financials or spotless credit.

Peace of Mind

Receivables factoring provides business stability and allows you to focus on operating your business rather than handling cash flow problems.

Guide to Factoring Receivables

Discover why invoice factoring can be better than bank financing, learn the receivables factoring process and factoring rate structures, know what to expect when applying for factoring services and much more.