Accounts Receivable Financing

FactoringClub Articles

Trucking and freight companies enjoy freight bill factoring.
Trucking Factoring
Rick Hultz

Best Trucking Factoring Companies 2018

  Best Trucking Factoring 2018 Awards FactoringCLUB Awards Disclosure: FactoringClub receives referral fees from its sponsor factoring companies. FactoringClub is the most comprehensive directory of freight factoring companies in the United States and Canada. With over 100 factoring companies, FactoringClub features many of the best companies in the industry. This year’s best freight factoring companies

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Ontario factoring companies help businesses improve cash flow.
Factoring Companies
Rick Hultz

Best Factoring Companies 2018

  Best Factoring Companies 2018 Awards FactoringCLUB Awards Disclosure: FactoringClub receives referral fees from its sponsor factoring companies. FactoringClub is the most comprehensive directory of factoring companies in the United States and Canada. With over 100 factoring companies, FactoringClub features many of the best companies in the industry. This year’s best factoring companies were awarded

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Invoice factoring for small businesses
Small Business Finance
Rick Hultz

Why Choose
Invoice Factoring?

Fledgling businesses, start-up companies, and growing businesses often need to evaluate funding options when cash flow problems arise. As any experienced business person knows, consistent cash flow is one of the keys to a well-run business. Invoice factoring or accounts receivable factoring is an excellent way of helping businesses stay in control of their cash

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Online lending vs Invoice factoring
Online Lending
Rick Hultz

Cash Advances vs
Invoice Factoring

Business cash advances have made significant inroads into the small business lending market. Fast loans, quick turn-arounds, and easy approvals have made many online lenders an attractive source of funding for businesses that need financing. However, there’s a lot of drawbacks to consider before you go get your one-day approved cash advance. In fact, borrowers should

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Factoring Company Questions
Factoring Companies
Rick Hultz

How to Choose a Factoring Company

Do your homework when searching for a factoring company. Never settle for the first factoring company you see in a Google search or an online article. Finding the right factoring company for your business requires diligence, but it’s time well spent and it can save you a lot of headaches and trouble. As you’ll see

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How to Select a Factoring Rate Structure.
Factoring Rates
Ben Tolsky

Invoice Factoring Rates
Fixed vs Adjustable

In recent years there have been many factoring companies out there offering what seems like impossibly low factoring rates. Often times these rates can be less than even one percent. To any business that has used factoring, these rates sound amazing, and certainly that is the hope of the factoring companies offering these rates. However,

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Learn Invoice Factoring 101: the basics.
Invoice Factoring
Rick Hultz

Accounts Receivable Factoring 101

Invoice factoring is the sale of accounts receivable at a discount before the invoice due date. Your company receives its cash as soon as you invoice your customers, instead of waiting the usual 30, 60 or 90 days later. Since cash is the lifeblood of your company, an interruption of cash flow can have serious,

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How to Determine Factoring Credit Size for your business.
Factoring Companies
Rick Hultz

Sizing up a Factoring Company for Your Business

If your shopping for a factoring company, you need to consider the size of the factoring company. For our purposes, factoring company size refers to the credit size (or credit facility) that a factoring company offers. Factoring companies come in many sizes as we’ll see below. You want to find the right size as if

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Accounts receivable factoring diagram showing how invoice factoring works.
Accounts Receivable Factoring
Rick Hultz

How Does Accounts Receivable Factoring Work?

One of the main concerns for small and medium businesses is cash flow. Accounts receivable factoring provides a reliable and efficient method of collection for businesses that don’t have large reserves of cash on hand. Factoring companies help growing businesses improve cash flow and provide an alternative to traditional bank financing. Overview of Accounts Receivable

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Non-recourse factoring is less risky than recourse factoring.
Non-recourse Factoring
Rick Hultz

Recourse Factoring vs
Non-recourse Factoring

If you’re looking for factoring services, you may have heard the terms recourse and non-recourse factoring. These are impressive legal terms that dictate what happens in a factoring arrangement if your customer fails to pay an invoice. I know, we dare think such terrible thoughts… but bad things do happen from time to time. If

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Non-notification Factoring
Invoice Discounting
Rick Hultz

Invoice Factoring vs
Invoice Discounting

Invoice discounting and invoice factoring relate to similar forms of working capital financing. You get cash advances up-front for your invoices or receivables. In the United States, the two terms often refer to the same thing – invoice factoring. In the UK and Europe however, factoring companies that perform invoice discounting are completely different than

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Learn what determines a great invoice factoring company service.
Factoring Services
Rick Hultz

What Makes a Great Factoring Service

Utilizing a factoring service is a cost-effective method for improving cash flow that also saves time. However, if you aren’t already familiar with the process of factoring, you might not know what to look for in invoice factoring services. Factoring Club provides expert advice to help you choose your future factoring company, but it also

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Factoring services vary from one factoring company to another..
Factoring Benefits
Rick Hultz

Top Factoring Services and Their Benefits

In the last decade, accounts receivable factoring has become a cost-effective and popular option for companies seeking to boost cash flow temporarily or for the long-term. Factoring companies serve different industries, offer varying rates, and have their own requirements. Factoring Companies: Rates and Fees The minimum rate percentage charged by most invoice factoring companies varies

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Invoice Factoring vs Debt Collection
Debt Collection
Rick Hultz

Factoring Companies vs
Collection Agencies

Improving cash flow through the use of factoring receivables is a smart way to free up resources within a cash-strapped company. It’s a simple and useful method for receiving advance funds from invoices. A collection agency is an appropriate method for collecting old invoices that are well past their due date. It’s important that companies

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Invoice factoring contracts vary among companies.
Invoice Factoring
Rick Hultz

Invoice Factoring Contracts

Factoring services help businesses avoid the traditional headaches of collections and the lengthy collection delay from invoices that aren’t due for 30 or 60 days. Before entering into an agreement with a factoring company, it’s important for you to examine factoring rates and fees. You may want to check the terms of a few factoring

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Factoring services vary from one factoring company to another..
Factoring Benefits
Rick Hultz

Benefits of Using Factoring Services

One of the essential factors of a business with growth potential is adequate cash flow, and sometimes that’s hard to come by for new businesses. Start-ups, garage businesses, and brand new companies don’t always have the cash reserves on hand to take advantage of growth, as well as to cover standard overhead costs. Invoice factoring

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Invoice financing has advantages to bank financing.
Bank Lending
Rick Hultz

Bank Lending vs Factoring Finance

One of the primary reasons businesses choose invoice factoring or accounts receivable financing is because it’s an efficient way to ensure cash flow. There is a variety of advantages a company may enjoy with receivables factoring rather than a traditional bank loan. It’s a valuable exercise to consider the differences between each option to ensure

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