ENGS Commercial Capital

ENGS Commercial Capital is the fifth largest independent commercial finance company in the U.S. with its headquarters in Birmingham, Alabama.

Financial Products

Products offered:

Asset based lending Equipment financing Invoice factoring

Featured Services

Billing and collection services Customer credit services Large factoring ($10M+) Online reporting QuickBooks integration Same-day funding Select invoice factoring

Standard Terms

ENGS Commercial Capital is a financial services company in Birmingham, Alabama that offers invoice financing, as well as asset based lending, equipment financing and supply chain finance. Since 1952, ENGS has provided best-in-class financial solutions to help businesses grow and expand. ENGS is a subsidiary of the 4th largest independent finance company in the U.S., ENGS Commercial Finance, Co., a Mitusbishi UFJ Lease & Finance USA (MUL) company.

We provide invoice factoring services for most industries including distribution, manufacturing, professional services, staffing and trucking. We offer a full suite of payroll funding services including invoice factoring, payroll processing, and PEO services such as HR and benefits.

We provide freight bill factoring services for owner-operators, fleets and carriers, as well as freight brokers. Our complete suite of transportation products and benefits include fuel cards, insurance, extended warranties, ELDS, and equipment financing. Our back office support includes invoicing, credit services, receivables management and more. We offer freight broker factoring, with a quick pay program to pay your carriers within 24 hours.

ENGS provides these invoice factoring services and benefits:

  • Various contract terms, with 3, 6 and 12 month plans
  • Factoring and asset-based lines of credit
  • Freight bill factoring
  • Freight broker factoring
  • Payroll funding
  • Payroll processing
  • PEO services including HR and Benefits
  • Equipment financing
  • Insurance
  • Fuel cards, ELD’s and more

We are committed to delivering our financial products using the latest technology. We treat our customers like we want to be treated, with integrity and honesty. We make decisions quickly, without the red tape and endless approvals that are commonplace with most banks and large finance companies. Our hands-on approach and attention to detail separates us from other commercial finance companies, so that you get the quality and value that your business deserves.

Nicole Montrone

Vice President

ENGS Commercial Capital is an Alabama factoring company.

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