The Southern Bank Company

The Southern Bank Company is a specialty lender in Birmingham, Alabama that provides invoice factoring and accounts receivable financing.

Financial Products

Products offered:

Asset based lending Bank financing Invoice factoring Term loans

Featured Services

Billing and collection services Customer credit services No startup fee Non-recourse factoring Online reporting Same-day funding Select invoice factoring

Standard Terms

The Southern Bank Company is a national specialty lender in Birmingham, Alabama. In addition to conventional products and services, The Southern Bank’s specialty lending group altLINE provides working capital to clients with traditionally “non-bankable” credit profiles.

altLINE provides customers the flexibility of an independent financing company with the cost advantages and service people expect from a community bank. While each financing package is unique, our focus is small businesses with annual revenues between $1,000,000 to $25,000,000.

The Southern Bank provides these invoice factoring benefits:

  • Receivables management
  • Same day funding
  • No hidden fees
  • No monthly minimums

As your partner, we consider ourselves an extension of your business. Responsive and professional, our team is ready to support your company’s goals by providing credit verifications, monitoring receivables and collections, and helping strengthen back office operations.

Jim Pendergast

VP Business Development

The Southern Bank Company is an Alabama factoring company.

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