OTR Capital is an Atlanta, GA trucking factoring company.

OTR Capital

OTR Capital is an Atlanta factoring company that specializes in freight and trucking factoring. We are dedicated to offering timely, working capital solutions to transportation companies and we pride ourselves on providing the best customer service in the industry.

OTR Capital believes in simple and straightforward transactions, without hidden costs and unfair termination fees and rules. We understand the importance of quick, easy, and reliable payments for freight bill factoring and strive to provide our clients with the best factoring experience in the business.

OTR Capital provides these freight factoring services:

  • Recourse and non-recourse factoring.
  • Check your customer's credit via 24/7 online portal.
  • Fuel advances via Comcheck or EFS card.
  • OTR mobile app for Androids and iPhones.

The OTR App for Androids and iPhones allows you to factor loads, request fuel advances, check broker approvals, review user history, submit invoices and call and email us directly from the app. Now you can run your business from the seat of your truck!

Industries Served:

Featured Services:

24 Hour Funding:
Collection Services:
Credit Services:
Digital Invoice Processing:
Online Reporting:
Non-recourse Factoring:

Terms of Service:

Application and Start-up Fees:
No application fees, no startup fees, no fees whatsoever to get setup. We will also pay buyout fees to switch your account from another factoring company.
Contract Length:
90 days - 1 year
Cancellation Fee:
$0 - $1,000
Monthly Minimum:
No monthly minimums
Factor All Invoices:
No, you may pick and choose which Customers' invoices you wish to factor.
Reserve Availability:
Upon request, or weekly.
Additional Fees:
$1 ACH fee
Clayton Griffin of OTR Capital
Clayton Griffin
Finance Manager

General Information:

Year Founded:
No. Employees:
1000 Holcomb Woods Parkway, Roswell, GA
Other Office Locations:
Denver, CO

Financial Information:

Minimum Credit Facility ($):
Maximum Credit Facility ($):
Advance Rate (%):
Other Types of Financing:
PO Financing
1000 Holcomb Woods Parkway, Roswell, GA