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Viva Capital Funding was founded in 1999 by James (“Jim”) T. Garcia. The El Paso factoring company was formed with the intent to provide a simple, fast, and reliable funding solution. We have over 100 years of combined finance and accounting experience, so we know how to finance and grow a business.

Viva was founded by a truck company owner, so we have a rich history in the trucking industry. Viva Capital has funded over $1 billion in the transportation industry alone. We know the unique needs that truckers and carriers deal with everyday. Our freight factoring services give you the operating cash for fuel, payroll and repairs to keep your trucking business running smoothly. We provide same day funding from copies, with advance rates up to 98%. We can grow your factoring credit line as your company grows. We also provide unlimited, free credit checks on your brokers and shippers.

We also factor a wide range of oilfield service companies including construction, rig and site preparation, haulers and pipeline services. We’re located near the Permian Basin oilfield and cities like Midland – Odessa and Hobbs, New Mexico, so we can easily get your business funded when bank financing is completely out of the question. We can help you ramp up quickly and grow without capital constraints.

Our healthcare factoring services pay you upfront for your health insurance claims, so you don’t have to wait months for insurance companies or patient payments. With more than 20 years in healthcare, we understand the nuances and complexities of the industry. We deal with government regulations and the complicated revenue cycle of billing and collections.

Viva Capital offers these invoice factoring benefits:

• Approvals as fast as 8 hours
• Credit lines as high as $5 million
• Low factoring rates
• Bilingual staff

When you need short term financing, trust Viva Capital. We want to make your factoring experience as simple as possible. Not only do we get you cash quickly, but we also handle all your back office and collection needs. Call us today and get started!