Provident Commercial Finance

Provident Commercial Finance is a Tennessee factoring company specializing in freight and trucking factoring for all business types.

Financial Products

Products offered:

Equipment financing Invoice factoring

Featured Services

Billing and collection services Customer credit services Dedicated account manager No cancellation fee No long-term contract No minimum fees No startup fee Online reporting Same-day funding Select invoice factoring

Standard Terms

We are a Tennessee factoring company specializing in trucking, manufacturing, staffing and business services. With over 100 combined years in factoring and commercial banking, we are here to provide the money you need to grow, as quickly as your business model will allow.

Cash is the lifeblood of any business. We provide the money you need to grow, as quickly as your business model will allow. You can rely on our expertise to ensure your company grows at a pace which meets your projections while, simultaneously, strengthening your balance sheet and making future financing easier to get.

Provident Commercial provides these invoice factoring services:

  • No Application or Set Up Fees
  • No Locked-In Contracts or Hidden Fees
  • No Monthly Minimums

Cash flow is the foundation of any business – let us help you build on rock and not on sand. Unlike other factoring companies, we pride ourselves in our all-star customer service delivered through a dedicated client advisor. That means you’ll reach us on the first call. We can turn your accounts receivable into cash with our same day funding process—no more waiting 30, 60, or 90 days to get paid.

Call us today, so we can help you succeed!

Talley Clower


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Provident Commercial Finance is a Chatttanooga, TN factoring company.

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The Factoring Club Advantage

Personalized Matching

We offer a personalized and human-centric approach to match your business with the ideal factoring company. Our team takes the time to understand your unique requirements and industry, ensuring a tailored recommendation.

Expert Guidance

With over 25 years of industry experience, our team provides expert guidance throughout your factoring journey. We help you understand terms, fees, and contract details, empowering you to make informed decisions.

Time and Hassle Savings

Say goodbye to the complexity and time-consuming process of searching for a factoring company. We streamline your search, saving you time and ensuring a smooth and efficient experience.

Extensive Network

Gain access to our extensive network of over 100 reputable factoring companies. Whether you're a small business or a larger enterprise, we connect you with partners that align with your size, industry, and financial goals.

Let us help you find the right Factoring company for your business