Provident Commercial Finance is a Chatttanooga, TN factoring company.

Provident Commercial Finance

Provident Commercial Finance is a Tennessee factoring company specializing in trucking factoring services for all business types. With over 17 years in the factoring and commercial banking, Provident Commercial Finance partners with its clients to get them from where they are today to where they want to be tomorrow.

Cash is the lifeblood of any business - it's also the first casualty of growth. We are here to provide the money you need to grow, as quickly as your business model will allow. You can rely on our history to ensure your company grows at a pace which meets your projections while, simultaneously, strengthening your balance sheet and making future financing easier for you to acquire.

Provident Commercial provides these trucking factoring benefits:

  • Help you find loads.
  • Take care of your fuel tax preparation and permitting needs.
  • Provide truck and trailer financing.
  • Provide fuel card programs (coming soon).

We help automate a traditionally paper heavy process through the use of technology and industry knowledge. We are able to credit check your new customer before you haul the first load. This saves time and money, removing the worry of whether or not you will get paid. Provident Commercial is with you for the long haul!

Industries Served:

Featured Services:

24 Hour Funding:
Collection Services:
Credit Services:
Digital Invoice Processing:
Online Reporting:
Non-recourse Factoring:

Terms of Service:

Application and Start-up Fees:
Contract Length:
30 days
Cancellation Fee:
Monthly Minimum:
Factor All Invoices:
You choose which customers to factor
Reserve Availability:
Typically on the 15th and last day of the month. We can work with you if you have a reserve release that is needed between normal availability.
Additional Fees:
We charge you wire fees if you choose not to use ACH funding
Talley Clower of Provident Commercial Finance
Talley Clower

General Information:

Year Founded:
No. Employees:
5901 Shallowford Rd, Chattanooga, TN

Financial Information:

Minimum Credit Facility ($):
Maximum Credit Facility ($):
Advance Rate (%):
5901 Shallowford Rd, Chattanooga, TN