Action Capital

Action Capital is an Atlanta finance company that was founded in 1959 with a focus on providing financing to businesses with financial needs up to $8M.

Financial Products

Products offered:

Asset based lending Invoice factoring

Featured Services

Billing and collection services Customer credit services No cancellation fee No long-term contract No minimum fees No startup fee Online reporting Same-day funding Select invoice factoring

Standard Terms

Action Capital is an Atlanta commercial finance company that was founded in 1959 with a focus on providing financing to businesses with financial needs of $100,000 to $8,000,000. Today, we are one of the country’s largest non-bank providers of working capital financing to small and medium sized businesses.

We provide invoice factoring to distributors, manufacturers, technology businesses, staffing companies, and a wide variety of business services. In addition to our standard credit offering, we provide a handful of specialty products including a ledger line of credit for larger clients and a facility for earned but unbilled receivables for certain service businesses.

Our expertise in government contract factoring gives us the ability to handle a large variety of government contracts. Our team is experienced with the assignment of claims process for federal contractors. We can handle escrow services for subcontract teaming agreements, as well as provide support letters for qualified contract bids.

Action Capital provides these invoice factoring benefits:

  • No standard origination, termination or treasury fees.
  • 24 hour funding.
  • No minimum requirements.
  • Interest charged on average net amount borrowed.

Action boasts a diverse team of professionals who represent a variety of educational and commercial experience. You’ll work directly with two of our portfolio managers who process funding requests and support you on a daily basis.

Patrick Thom


Action Capital is an Atlanta government factoring company.

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The Factoring Club Advantage

Personalized Matching

We offer a personalized and human-centric approach to match your business with the ideal factoring company. Our team takes the time to understand your unique requirements and industry, ensuring a tailored recommendation.

Expert Guidance

With over 25 years of industry experience, our team provides expert guidance throughout your factoring journey. We help you understand terms, fees, and contract details, empowering you to make informed decisions.

Time and Hassle Savings

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Extensive Network

Gain access to our extensive network of over 100 reputable factoring companies. Whether you're a small business or a larger enterprise, we connect you with partners that align with your size, industry, and financial goals.