Spot
Factoring Companies

Search Factoring Companies
Abacus Marketplace is a factoring company headquartered in Silicon Valley that provides funding using a competitive bidding process.
346 Rheem, Moraga, CA
855-982-9265
Advance Capital Solutions is an Upland, California factoring company started by factoring veterans with over 40 years of experience.
1202 Monte Vista Ave, Upland, CA
909-946-5599
AeroFund Financial is a factoring company in San Jose, California that has provided factoring services to small businesses since 1987.
6910 Santa Teresa Blvd, San Jose, CA
408-360-2898
Affiliated Funding is a Salt Lake City factoring company that has been providing accounts receivable financing solutions since 1994.
6924 S 2300 E, Salt Lake City, UT
801-733-7565
Allegiant Business Finance is a Seattle factoring company that has been providing accounts receivable factoring services since 2003.
600 University Street, Seattle, WA
866-377-0800
Applied Capital is an Albuquerque factoring company that provides a variety of financing products including accounts receivable factoring.
1508 Plaza Encantada NW, Albuquerque, NM
505-342-1840
Bay View Funding is a San Jose factoring company that has successfully helped businesses solve their cash flow challenges since 1985.
2933 Bunker Hill Lane, Santa Clara, CA
818-346-4102
Centergy Capital is a construction invoice financing company based out of Tampa, FL. with over 71 years of combined financing experience.
1509 W. Swann Ave. Tampa FL
813-300-0790
Construction Finance is a construction factoring company in Jonesboro, AR with over 30 years of experience in the construction industry.
2111 Race Street, Jonesboro, AR
870-277-4171
DSA Factors is a Chicago factoring company dedicated to the growth and success of clients by providing quick accounts receivable funding.
3126 N Lincoln Ave, Chicago, IL
773-248-9000

Single Invoice Finance

Single invoice financing is commonly referred to as spot factoring.
Single invoice financing is commonly referred to as spot factoring.

Single invoice finance, commonly referred to as spot factoring, is for businesses facing an unusual cash crunch. Often the business has just completed a large contract or filled a big sales order. The business needs immediate cash to cover the costs associated with the order. They can't wait 30 to 60 days for the cash to be collected from the customer receivable.

Single invoice factoring is common in the construction industry. Often, it's accompanied by purchase order financing. Spot factoring usually costs more than normal factoring arrangements because the factoring company must recoup the cost of due diligence and underwriting services.

Many factoring companies don't offer single invoice financing because of the high cost and greater risk involved. Those that do provide this service justify it because of the larger fee or in hopes that it leads to a long-term factoring relationship in the future.

Choosing a factoring company.

Choosing a
Factoring Company

Choose your factoring company by looking at factors such as industry, credit size, factoring rates, contract terms, location, and customer service.

Invoice Financing
Is Quick & Easy

1. Send your invoice to your factoring company.
2. Your factoring company buys your invoice and sends you 75% to 90% of the invoice amount within 24 to 48 hours.
3. Your factoring company collects the invoice from your customer and sends you the final payment.
Invoice financing is a quick and easy process.

Accounts Receivable Financing

Cash Flow Solution

Accounts receivable financing virtually eliminates your collection days and speeds up cash flow to operate your business.

Receivables Management

Your factoring company handles all the accounts receivable functions including collections, accounting and reporting.

Business Credit Services

Factoring companies analyze your customers' credit scores and monitor credit limits to protect you from bad debt losses.

No Loans or Debt

Accounts receivable financing doesn't involve risky loans or debt and doesn't require you to make loan repayments.

Quick and Easy

Invoice financing is available within 5 to 10 business days and doesn’t require historical financials or spotless credit.

Peace of Mind

Receivables factoring provides business stability and allows you to focus on operating your business rather than handling cash flow problems.

Quick Quote

We'll match you with the best factoring company!