Laguna Commercial is a Los Angeles, CA healthcare factoring company.

Laguna Commercial Capital

Laguna Commercial Capital is a Laguna Beach, California factoring company that provides healthcare factoring. This is a specialized area of finance that requires specific knowledge and experience in the field of medical financing. Our team is dedicated to providing the capital necessary for the growth and success of your business by utilizing proven financing methods.

We factor physicians, private practices, group practices, clinics, staffing, DME providers and other medical providers. We also purchase receivables for dentistry, chiropractic, pharmacies, rehab centers and basically any medical provider that bills commercial insurance and Medicare.

Laguna provides these invoice factoring benefits:

  • Credit facilities up to $10 million
  • Approval within 3 to 5 days
  • 24 hour funding
  • Advance rates up to 85%

We know how to solve working capital problems using proven financing techniques. Our mission is to help your business succeed by improving its cash flow to meet operating expenses and increasing sales.

Industries Served:

Featured Services:

24 Hour Funding:
Collection Services:
Credit Services:
Digital Invoice Processing:
Online Reporting:
Non-recourse Factoring:

Terms of Service:

Application and Start-up Fees:
No application fee. Nominal Due Diligence fee upon approval of Terms Sheet.
Contract Length:
1 year minimum
Cancellation Fee:
Any Cancellation Fee would depend upon how the agreement is cancelled.
Monthly Minimum:
Most of our clients do not pay a Minimum Monthly Fee (MMF). We attempt to structure our deals so the Discount Fee covers any MMF, however, we do have provisions in the agreement that allow for a MMF should billings drop below a certain level.
Factor All Invoices:
We do not require that all invoices are factored on every deal.
Reserve Availability:
Typically, we rebate once per month, but each deal is different.
Additional Fees:
Typically, we charge a nominal closing fee, which may be deducted from our initial funding.
Steve Hedin of Laguna Commercial
Steve Hedin
Managing Member

General Information:

Year Founded:
No. Employees:
301 Forest Ave, Laguna Beach, CA

Financial Information:

Minimum Credit Facility ($):
Maximum Credit Facility ($):
Advance Rate (%):
Other Types of Financing:
PO Financing
301 Forest Ave, Laguna Beach, CA