Grace Capital Resources

Grace Capital Resources is a New Jersey factoring company. We are a family-owned business, giving you direct access to seasoned professionals.

Financial Products

Products offered:

Invoice factoring

Featured Services

Billing and collection services Customer credit services No minimum fees No startup fee Non-recourse factoring Online reporting Same-day funding Select invoice factoring

Standard Terms

Grace Capital Resources is a New Jersey factoring company located in Monmouth Beach. We are a family-owned business, giving you direct access to senior expertise, fast responses and strong financial backing. We cultivate relationships and deliver our services with a personal touch. We’re seasoned finance professionals, as well as passionate entrepreneurs.

We finance many types of service businesses with a specialty in accounts receivable financing for staffing companies such as janitorial services, security guards, and temporary staffing agencies. We offer competitive rates and no hidden fees. We handle the paperwork, processing, headaches, and collection of accounts receivable, treating your customers respectfully as if they were our own.

Grace Capital makes invoice factoring work for your business, not the other way around. After you generate your invoice and submit it to us, we send you an advance and hold a portion in reserve. When your customer pays the invoice, we release the reserve less the factoring fee. We don’t charge interest or a loan fee, as receivables factoring involves the assignment of an invoice rather than the creation of debt. We don’t require long-term contracts, minimums, or maximums.

Grace Capital provides these invoice factoring benefits:

  • Factoring fees as low as 1%.
  • Advance rates up to 95%.
  • No setup fees.
  • 24 hour funding on approved invoices.
  • You pick and choose how often and what invoices you want to factor.

We are a practical factoring company that builds client relationships based on mutual integrity and respect. We know that finding the right capital provider is still a person to person business and choosing the right capital provider is an important financial decision. We understand the invoice factoring process may seem confusing and we are here to help.

Jeffrey Bonner


Grace Capital Resources is a New Jersey factoring company.

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