United Capital is a factoring company in St. Petersburg, Florida that has been helping both large and small businesses grow since 1997.
877-944-9060
146 2nd St N, St Petersburg, FL
Centergy Capital is a construction invoice financing company based out of Tampa, FL. with over 71 years of combined financing experience.
813-300-0790
1509 W. Swann Ave. Tampa FL

Tampa / St. Petersburg Factoring

Bank financing is very difficult to obtain for small businesses. Established businesses qualify for bank lending if the business has strong cash flow and a good credit rating. However, small businesses usually can't qualify for traditional bank financing. That's where an invoice factoring company can help. Businesses that need financing can benefit from invoice factoring even if you don't qualify for bank financing. Accounts receivable factoring is debt-free cash flow, quick and easy approval, and very manageable. You can get cash in as soon as 3 to 5 business days.

Not only does invoice factoring solve cash flow issues, but it also reduces your overhead costs. You no longer have to pay in-house personnel for accounts receivables management and collections. Other factoring benefits include:

  • Professional accounts receivable management.
  • Don't have to wait months for approval.
  • A factoring agreement take just a few days.
  • Immediate cash flow without going into debt.

One of the most attractive features of factoring is that your business doesn't need 2 to 3 years of profitability and financial history. Start-up and young businesses with virtually zero credit history are capable of using factoring companies. Tampa factoring companies focus on the credit-worthiness of your customers rather than your credit and history. As long as your business is profitable and has good customers, then you're an excellent candidate for accounts receivable factoring.

Invoice Financing
Is Quick & Easy

1. Send your invoices to your factoring company.
2. Your factoring company buys your invoices and sends you 80% to 95% of the invoice amount within 24 to 48 hours.
3. Your factoring company collects the invoices from your customer and sends you the final payment.
Invoice financing is a quick and easy process.
Choosing a factoring company.

Choosing a
Factoring Company

Choose your factoring company by looking at factors such as industry, credit size, factoring rates, contract terms, location, and customer service.

Accounts Receivable Financing

Cash Flow Solution

Accounts receivable financing virtually eliminates your collection days and speeds up cash flow to operate your business.

Receivables Management

Your factoring company handles all the accounts receivable functions including collections, accounting and reporting.

Business Credit Services

Factoring companies analyze your customers' credit scores and monitor credit limits to protect you from bad debt losses.

No Loans or Debt

Accounts receivable financing doesn't involve risky loans or debt and doesn't require you to make loan repayments.

Quick and Easy

Invoice financing is available within 5 to 10 business days and doesn’t require historical financials or spotless credit.

Peace of Mind

Receivables factoring provides business stability and allows you to focus on operating your business rather than handling cash flow problems.

FactoringClub is the most comprehensive source of information for invoice factoring companies. FactoringClub helps you find the right factoring company. Search our listings or call our factoring experts at (866) 748-7111 for assistance.